body { margin:0; font-family:"Segoe UI",Arial,sans-serif; line-height:1.85; color:var(--text); background:var(--paper); -webkit-user-select:none; user-select:none; }
img,svg { pointer-events:none; }
header.portfolio-header { background:var(--ink); color:#E1D1B1; }
header.portfolio-header .container { max-width:1240px; margin:auto; padding:20px 44px; display:flex; align-items:center; gap:16px; }
header.portfolio-header .logo { display:block; width:30px; height:42px; object-fit:contain; }
.brand-wordmark { font-size:21px; }
.home-return { margin-left:auto; width:38px; height:38px; border:1px solid #B89B6055; border-radius:50%; color:#E1D1B1; text-align:center; line-height:34px; text-decoration:none; font-size:22px; }
.home-return:hover { background:#183443; }
.legal-title { border-bottom:1px solid var(--line); padding:52px max(28px,calc((100% - 1152px)/2)) 38px; }
.legal-title h1 { margin:0; font:400 clamp(32px,4vw,48px)/1.2 Georgia,serif; letter-spacing:-1px; color:#102937; }
.legal-title h1::before { content:""; display:block; width:34px; height:2px; background:var(--gold); margin-bottom:22px; }
.legal-layout { display:grid; grid-template-columns:210px minmax(0,760px); gap:48px; align-items:start; max-width:1152px; margin:44px auto 64px; padding:0 28px; }
.legal-index { position:sticky; top:28px; max-height:calc(100svh - 56px); overflow:auto; padding-right:12px; }
.legal-index[hidden] { display:none; }
.legal-index a { display:block; color:#555F5B; font-size:12px; line-height:1.6; text-decoration:none; margin:0 0 14px; }
.legal-index a:hover { color:#153E54; text-decoration:underline; text-underline-offset:3px; }
main.container { min-width:0; font-size:16px; }
main section { margin:0 0 44px; }
main h2 { font:400 28px/1.35 Georgia,serif; color:#173342; margin:36px 0 18px; scroll-margin-top:28px; }
main section:first-child h2:first-child:has(#effective-date) { font:500 12px/1.6 "Segoe UI",Arial,sans-serif; letter-spacing:.08em; text-transform:uppercase; color:#62675D; margin:0 0 26px; }
main h3 { color:#183443; font-size:17px; margin:28px 0 12px; }
main p { margin:0 0 20px; text-align:left; overflow-wrap:anywhere; }
main ul { padding-left:24px; margin:0 0 22px; }
main li { margin:10px 0; }
main a { color:#235D70; text-underline-offset:3px; overflow-wrap:anywhere; }
footer { border-top:1px solid var(--line); padding:26px 24px; color:#626A69; text-align:center; font-size:12px; }
.footer-text { margin:0 0 8px; }
.footer-highlight { font-weight:500; color:#243D45; }
footer a { display:inline-block; color:#405F6B; text-decoration:none; margin:4px 10px; }
footer a:hover { text-decoration:underline; text-underline-offset:4px; }
.footer-separator { display:none; }
@media(max-width:850px) { .legal-layout { display:block; max-width:760px; margin-top:32px; } .legal-index { display:none; } header.portfolio-header .container { padding:18px 28px; } }
@media(max-width:480px) { .brand-wordmark { font-size:18px; } .legal-title { padding:32px 22px; } .legal-layout { padding:0 22px; } main.container { font-size:15px; } main h2 { font-size:25px; } }